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January 22, 2021

Could? Should?

Could? Should?

by GCS Admin / Tuesday, 16 August 2016 / Published in On the House

Zillow has been busy.  That makes sense – it takes a lot of research activity and media attention to create the massive online presence they have.  Their latest release is a data analysis with this headline:  “14% of Renters Can Afford to Buy.”   It’s human nature to react to headlines, and that’s a statement that can either prompt people to say, “Maybe I can qualify to buy a home!” or “There’s more than an 80% chance I can’t qualify to buy a home.”  Outside of an initial reaction to a news story, many renters really do want to know two things:  Could I buy a home? Should I buy a home? It’s definitely worth finding out the answer to both of these questions.  

The “could” question can easily be answered by talking to a qualified mortgage loan officer.  Qualified lenders can tell you what your status is now and help you get prepared to get approved for a loan if you’re not quite ready or have some work or organizing to do with your financing.  A loan officer can help you plan and give you a timeline.   

The “should” question is a little more complicated.  Ultimately, the individual consumer needs to decide that homeownership is for them.  Realtors can provide information to help you decide if owning a home will help you move forward with your goals in the short and long term.  Housing is the biggest monthly expense most of us have.  Advice from a qualified mortgage loan officer and Realtor can help you figure out how to get the best return on that huge monthly investment.   

The GCS Title team and I can introduce you to great people who can help you answer the “coulds” and “shoulds” of owning a home.  We’re here to help!  ~Charlie

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Tagged under: Down payment help, home prices, home sellers, homebuyers, homeownership, housing market, Loan Officers, MN homeowners, MN homeownership, MN Real Estate, real estate professional, Realtors, rent vs. own

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Eagan, MN 55122
Phone (952) 895-8400
Email: contact@gcstitle.com

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