Home prices are up again, though not as much as previous months. It’s funny…the real estate and lending industry trades announce things like the 5% year-over-year home appreciation gain noted in the April S&P/Case-Shiller U.S. National Home Price Index cautiously because the April gain was less than the one in March. Here’s where you need to grab the grain of salt: The gain was 5.1% in March – so the “drop” was a whopping .1%. Here’s what the Managing Director and Chairman of the Index Committee at the S&P Dow Jones Indices had to say: “… the greatest threat to U.S. housing may come from across the Atlantic and from the domestic political scene.” While the Brexit vote and the crazy presidential race we’re watching are important, they don’t change the fact that we all need a place to live and the biggest expense most people have each month goes to housing. SO, as industry experts and TV pundits wring their hands in print, on air and online, talk to local industry experts about what’s going on in your neighborhood, city and personal housing scenario. Ask questions…find out how you’re doing personally and if there are any adjustments that you should or could make to protect yourself or advance your goals. Checking in with experienced real estate and mortgage professionals should be part of a regular routine. The news can be really scary, but your local experts are here to interpret markets and events and can give you great advice and peace of mind.