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February 18, 2019

Tag: pre-approval

Appreciation – Want Some?

Wednesday, 18 May 2016 by GCS Admin

Pretty much everybody wants a pat on the back, but absolutely everybody likes money in their pocket. New home price information doesn’t exactly put money in your pocket – more like in your portfolio. CoreLogic says home prices went up 2.1% between February and March and they’re up 6.7% year over year between March 2015 and 2016. Here’s what CoreLogic’s chief economist Frank Nothaft said:

“Housing helped keep U.S. economic growth afloat in the first quarter of 2016 as residential investment recorded its strongest gain since the end of 2012. Low interest rates and increased home building suggest that housing will continue to be a growth driver.”

To real estate and mortgage professionals, these numbers are encouraging for the market and business. Consumers may take them either way…renters in particular may get nervous and think homeownership is out of their reach before they’ve taken even the most preliminary steps to pursue it. Let’s work together to get the word out that while “timing is everything,” it’s also very individualized. Getting help and guidance from professional Realtors and loan officers will help determine the right time to buy a home and getting into one will help people start building equity. Their pocketbooks will appreciate it. Let’s help them get started! ~ Charlie

home priceshomeownershiphousinghousing marketMN first time home buyerMN homeownersMN Real Estatepre-approvalprequalifyreal estatereal estate agentreal estate market
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  • Published in On the House
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Info Abounds

Wednesday, 04 May 2016 by GCS Admin

Info Abounds

 

The Spring-Summer market is underway and everywhere you read and watch, you’ll find comments about the real estate market, interest rate movement, shortages of homes for sale in certain areas and price ranges.  People outside the real estate and mortgage industries may wonder what it all means – and if they don’t, they should.  It’s so easy to draw a conclusion about how the market’s doing, whether or not it’s a good time to buy or sell, if mortgage interest rates are good and so on.  The problem with that is, it’s virtually impossible to know whether or not that conclusion is true without information from a real estate and mortgage professional that was researched and prepared specifically for an individual or family.  Here are some questions consumers should NEVER try to answer by reading the news or surfing the net alone:

 

  • Can I afford and qualify for a home?
  • Can I get enough money for my home to buy a different one?
  • Are interest rates good or should I wait to see if they’ll go lower?
  • Is it a good time to buy a home or are prices going to hold steady or go down?

 

These are just a few typical questions that should be verified with a review of your personal situation.  Drawing the wrong conclusion based on general information or statistics can cause you to miss an opportunity.  Don’t worry – you don’t have to “sign your life away” to get a professional, specific opinion.  We at GCS Title work with many experienced professionals and can connect you with people who can answer your questions with no obligation or pressure.  Let us know what questions are on your mind – we’re happy to help you get them answered.  ~ Charlie

affordabilityDown payment helphomeownershiphousing marketinterest ratesMN home buyersmortgage professionalspre-approvalprequalifyreal estate agentreal estate marketreal estate professionalRealtors
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GCS Title

1915 Plaza Drive Suite 205
Eagan, MN 55122
Phone (952) 895-8400
Email: contact@gcstitle.com

GCS Title

1915 Plaza Drive Suite 205
Eagan, MN 55122
Phone (952) 895-8400
Email: contact@gcstitle.com

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    • MEET THE TEAM
    • BLOG
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